Surrogacy in India for OCI Card Holders: Navigating the Process
Yes, surrogacy in India is allowed for OCI cardholders if they fulfill all other conditions as required per the Surrogacy Regulation Act 2021.
If you hold an Overseas Citizen of India (OCI) card and wish to do surrogacy in India to grow your family, you are in the right place. The Surrogacy (Regulation) Act, 2021, has changed the rules for surrogacy services in India. Can you figure out how to go through surrogacy in India if you’re an OCI cardholder? What are the main things to think about when choosing Indian surrogacy for OCI?
Surrogacy in India for OCI card holders is a detailed and strictly regulated process. The Surrogacy (Regulation) Act, 2021, aims to make sure surrogacy is done ethically. It also protects the rights of surrogate mothers and stops exploitation.
As an OCI card holder, you need to meet certain requirements, like being married for two years. You also need to provide documents, like a medical certificate showing you’re infertile, to start surrogacy in India.
Get in touch for a Free Surrogacy Consultancy:
📲 91-8800481100 ( WhatsApp, Line, Viber)
📮www.georgiasurrogacyagency.com
THE SURROGACY (REGULATION) ACT, 2021- In Nutshell
- Altruistic Surrogacy only (no direct financial benefit to the surrogate mother)
- Registered Surrogacy Clinic only (ART Registered clinics can perform surrogacy).
- Single woman (divorced or widowed), between the age of 35 to 45 years. A genetic link is a must.
- Married Indian female (25 to 50 years) and male (26 to 55 years).
- Only Indian citizens and OCI are allowed to do surrogacy ( married couples)
- Couple have not had any healthy surviving child biologically or by adoption.
- Have to have Medical indication necessitating gestation surrogacy.
- To obtain a certificate of essentiality from The Appropriate Authority.
- To obtain certificate of medical indication necessitating gestation surrogacy from District Medical Board.
- Parentage Order passed by First class Magistrate.
- Surrogate Mother to obtain eligibility certificate from The Appropriate Authority.
- Surrogacy (Regulation) Amendment Rules, 2024- As of 21st Feb 2024, it is possible to use an egg donor or sperm donor if all other conditions are met.
Additional guide for intended parents:
How Much Does Surrogacy Cost in Argentina
Key Takeaways
- Surrogacy in India for OCI card holders is regulated by the Surrogacy (Regulation) Act, 2021.
- OCI card holders must meet specific eligibility criteria, including being married for at least two years.
- Surrogacy services in India are restricted to Indian citizens, Overseas Citizens of India (OCI) cardholders, and Non-Resident Indians (NRIs).
- Indian surrogacy for OCI card holders requires a medical certificate stating infertility and a notarized agreement with the surrogate mother.
- Surrogacy in India for OCI card holders involves various costs, including medical procedure costs, surrogate compensation, and additional expenses.
- OCI/PIO cardholders must present a certificate from the ART clinic confirming custody of the child and fulfilling the agreement with the surrogate before exiting India.
Understanding the Legal Framework for OCI Card Holder Surrogacy
If you hold an OCI card, it’s key to know about India’s surrogacy laws. The Surrogacy (Regulation) Act, 2021, has made big changes. It allows altruistic surrogacy, meaning no money can be paid to the surrogate except for medical costs and insurance.
Surrogacy in India is cheaper for OCI card holders, costing between $30,000 and $60,000. This is because India has top-notch medical facilities and clinics. The process includes medical checks, choosing a surrogate, and legal agreements. A good surrogacy clinic can make this easier.
Some important points about India’s surrogacy laws include:
- Altruistic surrogacy is allowed, with no payment to the surrogate except for medical and insurance costs.
- OCI card holders can have surrogacy in India, but there are rules and needs to follow.
- The process in India includes medical checks, choosing a surrogate, and legal agreements.
It’s vital to grasp India’s surrogacy laws and what OCI card holders need for a smooth journey. With a trusted surrogacy clinic and knowledge of the legal side, parents can confidently go through the process in India.
Aspect | Details |
Surrogacy Laws | Altruistic surrogacy, no financial compensation beyond medical expenses and insurance coverage |
Eligibility | OCI card holders, with certain restrictions and requirements |
Surrogacy Process | Medical evaluations, surrogate selection, and legal agreements |
Surrogacy in India for OCI Card Holders: Step-by-Step Process
Understanding the surrogacy process for OCI card holders is key. It includes several steps like initial medical evaluation and legal agreement formation. Reputable surrogacy clinics in India for OCI will guide you through it.
The cost of surrogacy in India for OCI varies. It depends on the surrogate’s compensation and medical expenses. Many packages are designed to be affordable and comprehensive.
Initial Medical Evaluation
The first step is a medical evaluation. It checks your health and fertility, and the surrogate’s. This ensures a healthy pregnancy and lowers the risk of complications.
Surrogate Selection Process
Choosing a surrogate mother is the next step. You look for someone who meets certain criteria like age and health. Surrogacy agencies or clinics can help find the right surrogate for you.
Stage | Description |
Initial Medical Evaluation | Assesses your overall health and fertility |
Surrogate Selection | Chooses a suitable surrogate mother |
Legal Agreement Formation | Establishes a legal agreement between you and the surrogate |
Medical Procedures Timeline | Outlines the timeline for medical procedures and pregnancy |
By understanding the surrogacy process for OCI card holders, you can feel more confident. Work with reputable clinics in India for OCI. Also, consider the cost and choose a package that fits your needs.
Surrogacy Cost in India
The cost of surrogacy in India varies based on multiple factors, including clinic fees, surrogate compensation, legal procedures, and medical expenses. Although commercial surrogacy for foreigners and NRIs is banned, Indian residents still have access to altruistic surrogacy under strict regulations. The estimated cost ranges between ₹20 lakh to ₹30 lakh ($24,000 – $36,000 USD).
Surrogacy Cost Breakdown in India (Stage-wise)
Surrogacy Stage | Estimated Cost (INR) | Details |
Initial Consultation & Screening | ₹50,000 – ₹1,00,000 | Includes fertility specialist consultation, medical evaluation of intended parents, and surrogate screening. |
Legal Documentation & Agreement | ₹1,00,000 – ₹2,00,000 | Covers lawyer fees, surrogacy contracts, and court registration. |
IVF & Embryo Transfer | ₹3,50,000 – ₹5,00,000 | Includes IVF cycle, embryo creation, and transfer to the surrogate. |
Surrogate Mother Compensation | ₹5,00,000 – ₹8,00,000 | Paid in installments for the surrogate’s care, living expenses, and post-delivery support. |
Antenatal Care & Medical Expenses | ₹2,50,000 – ₹4,00,000 | Covers prenatal check-ups, medications, ultrasounds, and pregnancy-related care. |
Delivery Charges | ₹2,00,000 – ₹5,00,000 | Depends on normal delivery or C-section, hospital stay, and medical care for the surrogate. |
Post-Delivery Care & Baby Documentation | ₹1,00,000 – ₹2,50,000 | Covers postnatal care, baby’s birth certificate, and other legal formalities. |
Miscellaneous Costs (Travel, Accommodation, Insurance) | ₹2,00,000 – ₹3,00,000 | Includes surrogate insurance, travel for intended parents, and emergency expenses. |
Total Estimated Cost | ₹20,00,000 – ₹30,00,000 | Varies based on location, clinic, and medical requirements. |
State-wise Surrogacy Cost in India
State | Estimated Cost (INR) | Remarks |
Delhi NCR | ₹22,00,000 – ₹30,00,000 | Top-tier clinics, advanced medical facilities. |
Mumbai (Maharashtra) | ₹22,00,000 – ₹28,00,000 | High-demand surrogacy hubs, slightly expensive. |
Bangalore (Karnataka) | ₹20,00,000 – ₹27,00,000 | Quality fertility clinics, competitive pricing. |
Hyderabad (Telangana) | ₹19,00,000 – ₹25,00,000 | Affordable treatment, growing surrogacy services. |
Kolkata (West Bengal) | ₹18,00,000 – ₹24,00,000 | Budget-friendly, fewer surrogacy agencies. |
Chennai (Tamil Nadu) | ₹19,00,000 – ₹26,00,000 | Good medical infrastructure, moderate pricing. |
Ahmedabad (Gujarat) | ₹20,00,000 – ₹27,00,000 | Strong legal support, ethical surrogacy practices. |
Pune (Maharashtra) | ₹20,00,000 – ₹28,00,000 | Similar to Mumbai, but slightly lower costs. |
Factors Affecting Surrogacy Cost in India
- Location – Costs vary between metropolitan cities and smaller towns.
- Surrogate Compensation – Rates depend on the surrogate’s background and medical history.
- Medical Complications – Additional tests, procedures, or C-sections can increase expenses.
- Number of IVF Cycles – Multiple attempts raise the overall cost.
- Legal Fees & Documentation – Required for contract preparation and compliance with Indian laws.
- Hospital & Clinic Charges – Private hospitals may have higher fees than government facilities.
Additional guide for intended parents:
How Much Does Surrogacy Cost in India
How Much Does Surrogacy Cost In Kazakhstan
Conclusion: Making Your Surrogacy Journey Successful
Starting your surrogacy journey in India as an OCI card holder is a big step. It’s important to understand the legal and medical needs well. Surrogacy can help those facing infertility issues, but it needs careful planning and following the rules.
Knowing the laws, who can apply, and the steps involved can help a lot. This way, you can have a better chance of a successful surrogacy in India.
Why Choose us for surrogacy in India if you are holding OCI card
- Option of choosing multiple surrogacy destinations with 14+ Years of international surrogacy experience.
- Getting a chance to work with fertility clinics/agencies that are elite and have proven track record with reference from existing IPs.
- Option of choosing multiple egg donor options- Asian, Caucasian, African, Oriental etc.
- All transparent financial transactions with affordability. You make direct payment with no additional fee on top.
- No hidden agent fee or surprise cost later on. All fees paid directly as per the agreement signed with service provider.
- Dedicated case manager to each IPs.
- Honest, transparent and quick communications.
- Assistance in all legal matters pertaining to visa and taking baby home process.
- Local support with access to all medical reports of egg donors and surrogate mothers.
- Assistance in all logistics of frozen sperms/embryos shipments.
- Last but not least, we have years of experience in coordinating delicate surrogacy programs with great per
We are happy to assist you with one of our global surrogacy programs best suited you your personal, financial,, and legal needs. I am here to assist you every step of the way.
Get in touch for a Free Surrogacy Consultancy:
📲 91-8800481100 ( WhatsApp, Line, Viber)
📮www.georgiasurrogacyagency.com
FAQs for surrogacy in India for OCI Card holders
What is the legal framework governing surrogacy in India for OCI card holders?
The Surrogacy (Regulation) Act, 2021 sets strict rules for surrogacy in India. It aims to make surrogacy ethical, protect surrogate mothers, and stop exploitation. The Act mainly allows surrogacy for Indian citizens, OCI cardholders, and NRIs.
What are the eligibility requirements for OCI card holders to opt for surrogacy in India?
To be eligible, OCI card holders must be married for at least two years. They also need to provide documents like a letter from their country’s embassy.
What is the step-by-step process for surrogacy in India for OCI card holders?
The process includes medical checks, choosing a surrogate, making a legal agreement, and the medical timeline. Working with a trusted surrogacy clinic is key for a smooth process.
How much does surrogacy in India cost for OCI card holders?
Surrogacy costs in India vary based on medical fees, surrogate pay, and other expenses. Knowing the estimated costs and what affects them is crucial.
How do I select the right surrogacy clinic in India?
Look for a clinic with a good reputation, accreditation, and legal compliance. It should be recognized by the Indian Council of Medical Research (ICMR) for a successful surrogacy.
Source Links
- https://www.linkedin.com/pulse/navigating-surrogacy-india-guide-oci-nri-couples-mitsu-chavda-scdpc – Navigating Surrogacy In India : A guide for OCI and NRI Couples
- https://worldfertilityservices.com/blog/surrogate-mother-nriocipio-couples-made-easy-india/ – Surrogate Mother for NRI/OCI/PIO couples made Easy in India!
- https://www.mea.gov.in/surrogacy-matters.htm – Surrogacy Matters

Highly esteemed, authoritative, and trusted professional with a 14-year of experience in international surrogacy. Advocate for Secure, Legal, and Affordable International Surrogacy.
Neelam Chhagani, MA (Counselling Psychology) and Holistic Infertility and Third-Party Reproduction Consultant.
Member of European Fertility Society, Best Surrogacy Blogger of 2020, with 300 dedicated blogs, and top contributor on Quora for Surrogacy.
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